Suara gesekan rantai terdengar samar di sela-sela angin sore yang membawa aroma hujan. Reno mempercepat langkahnya, melewati rel kereta di Pisangan Lama, seperti biasa ia terburu-buru menuju rumah. Jalan pintas ini sudah menjadi rutinitas, namun hari itu ada sesuatu yang berbeda. Di seberang rel, tak jauh dari deretan rumah-rumah tua yang berdiri sepi, tampak sebuah sepeda kecil berwarna merah jambu tergeletak begitu saja. Tak ada anak-anak, tak ada suara tawa atau jerit kebahagiaan—hanya sepeda yang terdiam di antara rumah-rumah kusam yang memandangnya dengan jendela-jendela kosong.
Reno berhenti sejenak. Ada perasaan tak nyaman yang menyelimutinya. Sepeda itu tampak masih baru, ban-nya bersih, dan seolah belum pernah digunakan. Tapi apa yang dilakukannya di sini? Di tempat yang sudah lama ditinggalkan orang? Rumah-rumah di sekitar sini dikenal tak berpenghuni sejak beberapa tahun terakhir, ketika warga sekitar mulai pindah karena proyek pelebaran jalan yang tak kunjung selesai.
Ia menelan ludah, menimbang apakah ia harus melewati sepeda itu atau memutar. Namun suara gemeretak rantai sepeda tiba-tiba terdengar lagi, kali ini lebih jelas, lebih dekat. Reno menengok ke kiri, lalu ke kanan. Tidak ada apa-apa. Namun hatinya terusik.
“Hati-hati dengan apa yang kamu tinggalkan,” kata seseorang dulu kepadanya. Kalimat itu muncul di kepalanya, entah dari mana.
Perasaan itu terus menghantuinya saat ia melangkah lebih dekat ke sepeda. Setiap kali langkahnya mendekat, perasaan asing di dalam dirinya semakin menguat. Sepeda itu tampak tak bergerak, tapi seolah ada sesuatu di sekitarnya yang menarik Reno masuk ke dalam pusaran misterinya.
Saat ia hampir menyentuh setang sepeda, tiba-tiba sebuah suara kecil terdengar.
“Bang… sepeda aku kenapa, Bang?”
Reno tersentak mundur. Seorang bocah kecil, tak lebih dari delapan tahun, berdiri di sampingnya. Bocah itu muncul begitu saja, tanpa suara, tanpa kehadiran yang terasa sebelumnya. Wajahnya pucat, matanya menatap lurus ke arah sepeda, bukan ke arah Reno. Baju bocah itu basah, seperti baru saja kehujanan.
“Apa… apa kau tadi yang meninggalkan sepeda ini?” tanya Reno terbata.
Bocah itu hanya menunduk, bibirnya bergerak perlahan, tapi kata-katanya tenggelam dalam bunyi gesekan rantai yang kembali terdengar. Sepeda itu, yang tadinya diam, kini bergerak sendiri. Roda depan berputar perlahan, seolah mengajak Reno untuk bermain.
“Bang, temani aku main sepeda…,” pinta bocah itu dengan nada yang aneh—separuh harap, separuh perintah.
Reno mundur beberapa langkah. Tubuhnya gemetar tanpa kendali. Tiba-tiba semuanya terasa salah, sangat salah. Ia harus pergi dari sini, sekarang juga.
Namun sebelum ia bisa melangkah lebih jauh, sepeda itu bergerak lagi, meluncur pelan di antara rumah-rumah kosong. Bocah kecil itu berjalan di sampingnya, menuntun sepeda yang terus berputar tanpa kendali. Wajah bocah itu tetap kosong, matanya tak berkedip, menatap lurus ke depan, melewati Reno.
Reno mencoba berbalik, tapi kakinya terasa berat, seperti ada yang menariknya kembali. Ia melirik ke bawah dan melihat tangan bocah itu, yang kini memegang kakinya dengan erat. Jemarinya dingin, membekukan.
“Aku nggak mau sendirian, Bang. Temani aku main…” suara bocah itu semakin mendesak.
Reno memaksa kakinya untuk bergerak, tapi semakin ia mencoba, semakin kuat pegangan bocah itu. Ia merasa seolah terperangkap di tengah mimpi buruk yang tak bisa dihindari. Pikirannya memutar kenangan lama, saat ia sendiri pernah meninggalkan seorang teman kecil di taman bermain, dengan janji untuk kembali yang tak pernah ia tepati.
Kenangan itu menghantamnya keras.
“Maaf…” bisik Reno, tanpa sadar.
Dan seketika itu, bocah itu berhenti. Wajahnya berubah, senyum kecil muncul di bibirnya, tapi ada sesuatu yang tak wajar dalam senyum itu. Ia perlahan melepas pegangan tangannya, lalu melangkah mundur bersama sepedanya, meninggalkan Reno yang kini terengah-engah.
Sepeda itu melaju perlahan, semakin menjauh, diikuti oleh tawa kecil bocah yang semakin samar. Reno tidak bisa bergerak. Ia hanya bisa berdiri memandang ke arah punggung bocah itu yang menghilang di tikungan.
Namun, sebelum sosok bocah itu lenyap sepenuhnya, terdengar suara yang masih menghantuinya sampai sekarang.
“Bang, lain kali jangan tinggalin aku, ya…”
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A trustee is not designated unless the court locates that the DIP is not acting appropriately. A creditors’ board is typically developed by the largest unsecured creditors, for the function of keeping track of the business post-petition and discussing a plan of reorganization with the DIP. The strategy of reconstruction have to be accepted by the bankruptcy court to come to be effect
What Kind Should Be Substituted Cases?
If repayment is made by check, the “transfer” happens when the financial institution honors the check. If the payor is in monetary difficulty, waiting to deposit the check might result in the check clearing up after the insolvency is submitted. The Bankruptcy Code permits a trustee (and a Chapter 11 debtor-in-possession) to recoup, for the benefit of all financial institutions, specific settlements made by the borrower to details creditors.
Uh-oh, Our Builder Filed Personal Bankruptcy Now What?
Nevertheless, your building contractor or contractor must have an insurance policy to cover their building and construction defects. Although the contractor has actually filed for government insolvency security, you and your South Carolina building attorney can still pursue a claim versus the insurance policy and possibly recoup funds. Failing or filing for personal bankruptcy does not negate an insurance policy. Take into consideration the “red flags” that precipitate, or might suggest, professional distress and identify them either as occasions of default or notification events. For example, a service provider’s termination of a crucial staff member, failing to preserve an adequate workforce, or delayed deliveries of products to a project site all might show economic distress. In a similar way, a professional’s discontinuation of a subcontractor likewise might indicate troubles with a project.
Individuals that pay a specialist to execute work who then consequently files insolvency prior to the job is completed, unfortunately, do not have many options apart from to wait on the personal bankruptcy court process. The money is paid back to creditors in this order, and due to the fact that any deposit money paid to a service provider is taken into consideration unprotected, you will certainly be at the rear of the line for repayment. Additionally aggravating, is that unprotected creditors are just paid back if there is money left over from paying top priority and secured financial obligations and as a result, these lenders may just get a fraction of the money owed if anything at all. The automatic stay does not stop collection actions versus residential property that is not home of the estate. This suggests that if a prime specialist or contractor files insolvency, the plaintiff might wage the repossession on an auto mechanic’s lien against an owner’s real property, due to the fact that the real property is not home of the bankruptcy estate.
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Set A Deadline For The Borrower To Think Or Deny The Construction Contract
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In this case, the lien can be developed prior to the bankruptcy proceedings end up. When a General Contractor applies for bankruptcy, there can be a lot of complication. The GC’s lack can create an inefficient work website, with service providers looking for payment while the GC’s secured by the automated keep. This write-up is not planned to be a comprehensive research of the subject, nor is it an alternative to a good personal bankruptcy lawyer. Its function is to allow a consultant or contractor to determine troubles that might influence a construction agreement when a bankruptcy is filed. This understanding makes it most likely that the contractor will get on much better than other lenders in the battle to be paid.
This might be the very best path to go for safeguarding your cash money when the personal bankruptcy court does not approve the claimant leave of the court. One consider the morning paper (or your favored news application, most likely) will certainly disclose an unfortunate reality in organization today. The coronavirus is creating companies to declare bankruptcy, interrupting construction projects. If you’re back on the job site, you might start to obtain the sensation that your building and construction company is the last one standing. You’re probably starting to see personal bankruptcies take place backwards and forwards the work site chain. Below’s how to take care of a bankruptcy on the jobsite when your cash is on the l
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